Your business needs the extra protection beyond your general liability policy provided by a commercial umbrella policy.
You can add umbrella liability coverage to your general liability, auto, hired and non-owned auto liability, and employer’s liability policies. It is important to note, however, umbrella coverage cannot be used to supplement a professional liability insurance.
In our ever increasingly litigious society, more and more companies are purchasing excess liability/umbrella coverage. It was only in the 1980’s that multimillion dollar court awards were the exception. Now they are very common. A single event, without the proper insurance protection can have devastating results on your business.
Contact us to find out how we can integrate all of your insurance coverages, including umbrella liability.