Insurance Program for New York State Liquor Store Association Members

Insurance Program for New York State Liquor Store Association Members

The Heritage Group has worked with the NYS Liquor Store Association to design a special insurance program for its members. The program which has customizable features, includes:

Insurance Program Highlights

  • Inventory/Computers/Tenants & Improvements Coverage
  • Spoilage Coverage for Refrigerated Stock
  • Seasonal Inventory automatic Coverage Increase
  • Business Income & Extra Expense Coverage
  • General Liability/Liquor Liability Coverage
  • Commercial Auto/Cyber Liability/Umbrella/EPLI Available
  • Very competitive annual premiums

Risk Management Highlights

  • Employee Safety Manual 
  • Lifting Safety Program
  • Premises Liability Safety Program
  • State Violence Control
  • Customer Injury Control
  • Theft Prevention
  • Online Retail Protection Procedures
  • Loss Control and Claims Assistance

To obtain a quote for your package store, click on the button below.  We will contact you with the quote and discuss your existing coverages.

Get a Package Store Quote

Also, you can download our flyer which describes the program and its various coverages.

NYS Liquor Store Association Insurance Program Flyer